Finance Center at Jack Schmitt Ford

Jack Schmitt Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Jack Schmitt Ford Vehicle?

Hassle-Free Auto Financing near Troy IL, O'Fallon, Glen Carbon, Fairview Heights and St. Louis

You finally found your perfect Car, Truck or SUV and you can't wait to take it out on the road. All that's left is figuring out financing, and the experts at Jack Schmitt Ford are here to help. We have close contact with numerous local banks and lenders, which gives us a variety of choices when it comes to securing the payment solution that works best with your budget. Not sure where to start? Give us a call. We'll work with you to ensure you understand all your options, so you can make confident decisions.

Benefits of Financing

Should Your Invest in a New Ford Lease or Loan?

Will you lease or buy your F-150, Escape, Edge, Explorer or Bronco? Have you had your eyes on a specific car and want to know what you qualify for before you come in for a test drive? If you think a lease is right for you because you like the idea of trading it in every few years for a new one, we can help. If you want to own your Car, Truck or SUV one day, then we'll help you get the right loan terms to buy.

Flexible Credit Options

Take the Guesswork Out of Vehicle Financing with Jack Schmitt Ford

Browse the collections of available new and used models here at Jack Schmitt Ford. When you're ready to start the test drive and financing phase of your journey, visit us in Collinsville. We look forward to helping you tailor your perfect payment plan and making the entire process painless and easier to understand. You can even get started online, before you even stop in, by filling out your application paperwork ahead of time using the convenient tools on our website. Fill it out soon and let's get started on your path towards a new vehicle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
  1. Jack Schmitt Ford

    1820 Vandalia Street
    Collinsville, IL 62234

    • Sales: (618) 318-8284
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Get in Touch

  • Contact our Sales Department at: (618) 318-8284
  • Monday8:30am-7pm
  • Tuesday8:30am-7pm
  • Wednesday8:30am-7pm
  • Thursday8:30am-7pm
  • Friday8:30am-7pm
  • Saturday8:30am-5pm
  • SundayClosed